NATIONAL CHRISTIAN CHURCHES & MINISTRIES NETWORK CLERGY RETIREMENT PLAN

National Christian Churches & Ministries Network and Your Employer have established this 403(b) retirement plan, National Christian Churches & Ministries Network Clergy Retirement Plan (the Plan) to assist you and other Employees in saving for retirement.

The Plan is governed by the Plan document, which is a complex legal contract that contains all of the provisions required by the Internal Revenue Service (IRS) that Your Employer must follow when administering the Plan. This document follows specific federal laws and regulations that apply to retirement plans.

The Plan document may change when new laws or regulations take effect. Your Employer also has the right to modify certain Plan features from time to time. When these changes occur, you will be notified about any changes that affect your rights under the Plan.

A full description of the plan can be found in the following link